Independent. UK.

Card processing, on your terms.

We’re the consultancy merchants call when their processor stops feeling like a partner. Independent advice, Clover hardware, ecommerce gateway optimisation — and rate guarantees in writing.

Avg. saving
20–40%
Market
UK
Lock-in
None
Clover Flex handheld payment terminal

What you get

Better rates, better service, better tech.

Independent, not tied

We don’t work for one acquirer. We compare across the market and recommend what’s actually right for your turnover, risk profile and tech stack.

Real savings, in writing

Average client saves 20–40% on processing costs. Whatever rate we agree, we contractually guarantee not to raise it for the duration of your contract.

Clover-certified hardware

Authorised Clover partner with full setup, training and ongoing support. Duo, Mini, Flex — we’ll match the device to how your floor actually runs.

Ecommerce

Three ways we lower the cost of your online checkout.

Shopify cost reduction

Move off Shopify Payments to a mainstream acquirer. 25–45% saved on average.

Processor change

Keep your gateway, switch your acquirer. A simple MID change, no downtime.

Gateway change

Better service, dedicated account managers, higher checkout conversion.

Rate calculator

See your rate, before we even pick up the phone.

Tell us your business type, your card turnover over the last 12 months and your average transaction value. We’ll show the indicative debit and credit rates and per-transaction auth fee you’d pay on our standard merchant plan.

Tell us about your business

Can’t see yours? Contact us and we’ll quote you directly.

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£10£25£50£100£250£500

Choose your business type, set your card turnover above zero and set your average transaction value to see your indicative rates.

Indicative rates for a Clover Flex on our standard merchant plan. Final pricing is confirmed on your signed agreement.

Prefer to compare using Clover’s own online quotation tool? Open the Clover quotation tool

Are you a payments agent?

Higher residuals. Real merchant support. No rate-creep.

We pay competitive upfront commission, guarantee residuals while you’re active, and contractually agree not to raise your merchants’ rates during the contract term.

See partner terms

Bring us a recent statement. We’ll show you the saving.

No forms, no commitment. Send a recent merchant statement and we’ll come back with a like-for-like quote within one business day.